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Available home equity at 80%: Ad when banks say no, our brokers say yes. Sample home equity payment calculator for a property valued at $500,000, with a first mortgage of $300,000, first multiple $500,000 x 0.90% = $450,000.
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Some lenders offer home equity loans of as much as $500,000. An important differentiation between home equity loans and personal loans is that one is secured and one is unsecured. With a home equity loan, terms can be much more flexible than with a personal loan.
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